TESDA Online Program

The Debt Management module offers learners a foundational understanding of debt and its implications for personal finances. Participants will learn to differentiate between good debt, which can contribute to financial growth, and bad debt, which may lead to financial strain. Through a self-assessment activity, learners will gauge their current borrowing capacity and determine whether taking on debt is advisable. The course also covers the essential rights and responsibilities of both lenders and borrowers, empowering learners to make informed decisions when managing debt. By the end of this module, participants will have the tools and knowledge to handle debt responsibly and strategically.

This module covers the knowledge, skills, and attitudes required to manage the financial aspect of farm production. This module begins with an introduction to basic terms and principles in finance. It includes a discussion of financial service providers for agriculture, loan application, and cooperative membership application. This module also includes investment options for farm operators.

This module covers the required knowledge, skills, and attitudes that you must have before conducting agro-entrepreneurship tasks and activities such as assessing market opportunities, establishing the farm production plan, handling finances, and marketing farm produce.

Managing Your Personal Finances covers lessons on making sound financial decisions to become a financially independent individual. It also teaches techniques on how to improve income and spending habits, to save, and to get out of debts fast and clean. 

This self-paced material is developed in partnership with Consuelo Foundation.